The 4 types of Insurance in Cambodia
1. Life Insurance
Protects your family financially if the insured person passes away. It can also include savings or investment components.
Examples:
- Term Life Insurance
- Whole Life Insurance
- Retirement Plans
2. Health Insurance
Covers medical expenses such as hospitalization, surgery, consultations, or emergency evacuation.
Examples:
- International health insurance
- Local medical insurance
- Critical illness coverage
3. Property & Casualty
Insurance (General Insurance)
Protects physical assets and liability risks.
Examples:
- Car insurance
- Home insurance
- Travel Insurance
- Fire Insurance
- Liability Insurance
- Marine Cargo Insurance
4. Liability Insurance
Covers damages or legal claims caused to other people or businesses. Sometimes grouped under general insurance, but often considered its own major category.
Examples:
- Professional indemnity
- Public liability
- Employer liability