Professional Indemnity Insurance

When clients rely on your professional advice, expertise or services, an error can become a financial claim. Professional Indemnity Insurance protects businesses and professionals against claims alleging negligence, mistakes, omissions or a failure to deliver professional services as expected.

A claim does not always mean you did something wrong. A dissatisfied client may still allege that your advice, design, recommendation or work caused them a financial loss — and defending that allegation can involve significant legal costs even when the claim is ultimately unsuccessful.

Professional Indemnity is particularly relevant to consultants, architects, engineers, accountants, IT and technology companies, agencies and other businesses whose clients depend on their specialist knowledge or professional services. Cover can include eligible legal defence costs, settlements and compensation arising from insured claims, subject to the terms and limits of the policy.